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DE HB286

DE HB286
An Act To Amend Title 18 Of The Delaware Code Relating To Health Insurance.


summary

Introduced
01/23/2020
In Committee
01/23/2020
Crossed Over
Passed
Dead
06/30/2020

Introduced Session

150th General Assembly

Bill Summary

This bill requires that inadvertent out-of-network services be included in individual and group health insurance policies as well as group and blank health insurance policies. This bill defines inadvertent out-of-network services are those services that are covered under a policy or contract of health insurances, but are provided by an out-of-network provider in an in-network facility, or when in-network health care services are unavailable or not made available to the insured in the facility. Inadvertent out-of-network services also includes laboratory testing ordered by an in-network provider but performed by an out-of-network laboratory.

AI Summary

This bill requires that inadvertent out-of-network services be included in individual and group health insurance policies as well as group and blank health insurance policies in Delaware. Inadvertent out-of-network services are defined as health care services that are covered under a policy or contract of health insurance but are provided by an out-of-network provider in an in-network facility, or when in-network health care services are unavailable or not made available to the insured in the facility. Inadvertent out-of-network services also include laboratory testing ordered by an in-network provider but performed by an out-of-network laboratory. The bill also requires the Insurance Commissioner to promulgate regulations to implement the provisions of the Act and ensure that health insurance carriers maintain adequate provider networks.

Committee Categories

Health and Social Services

Sponsors (26)

Last Action

Reported Out of Committee (Health & Human Development) in House with 8 On Its Merits (on 01/29/2020)

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