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  • NJ A1508
  • Requires health insurers and State Health Benefits Commission to provide coverage for posttraumatic stress disorder under same conditions as other sickness.
In Committee
Crossed OverPassedSignedDead/Failed/Vetoed
2016-2017 Regular Session
This bill amends the laws requiring parity in mental health insurance benefits for biologically-based mental illness to also include parity for benefits for posttraumatic stress disorder (PTSD). Specifically, the bill requires hospital, medical and health service corporations, commercial individual and group health insurers, health maintenance organizations, and health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, as well as the State Health Benefits Commission, to provide health benefits coverage for PTSD under the same terms and conditions as provided for any other sickness. PTSD is defined in the bill as an anxiety disorder described in the most recent edition of the Diagnostic and Statistical Manual of Mental Disorders. The essential feature of PTSD is the development of characteristic symptoms following exposure to an extreme traumatic stressor involving direct personal experience of an event that involves actual or threatened death or serious injury, or other threat to one's physical integrity; or witnessing an event that involves death, injury, or a threat to the physical integrity of another person; or learning about unexpected or violent death, serious harm, or threat of death or injury experienced by a family member or other close associate. The person's response to the event must involve intense fear, helplessness, or horror (or, in children, the response must involve disorganized or agitated behavior). The characteristic symptoms resulting from the exposure to the extreme trauma include persistent reexperiencing of the traumatic event, persistent avoidance of stimuli associated with the trauma and numbing of general responsiveness, and persistent symptoms of increased arousal. The full symptom picture must be present for more than one month, and the disturbance must cause clinically significant distress or impairment in social, occupational, or other important areas of functioning. The recent destruction of the World Trade Center and crashes of hijacked aircraft are likely to increase the incidence of PTSD in the State. The provisions of this bill will ensure that witnesses and family members are able to access needed treatment for PTSD.
Financial Institutions and Insurance
Reported and Referred to Assembly Appropriations Committee  (on 5/11/2017)
Date Chamber Action Description
5/11/2017 A Reported and Referred to Assembly Appropriations Committee
5/11/2017 Assembly Financial Institutions and Insurance Hearing (19:00 5/11/2017 )
1/27/2016 A Introduced, Referred to Assembly Financial Institutions and Insurance Committee
Date Motion Yea Nay Other
Detail 5/11/2017 Assembly Financial Institutions and Insurance Committee: Reported Favorably 12 0 1