Bill > HB1685

This bill repeals and replaces 35 sections of Missouri law related to short-term major medical policies sold in the state. The key provisions include: - Requiring short-term major medical policies to include clear disclosure about potential coverage limitations, such as not covering pre-existing conditions or certain essential health benefits. - Requiring short-term major medical policies to provide a summary of benefits to prospective policyholders before purchase. - Exempting short-term major medical policies from various state insurance requirements, such as coverage for diabetes supplies, clinical trials, and newborn hearing screening. - Excluding short-term major medical policies from definitions of "health benefit plans" that are subject to certain state mandates, such as coverage for mental health conditions, autism treatment, and chiropractic care. Overall, the bill aims to provide more transparency and consumer protections around short-term major medical policies sold in Missouri, while exempting them from several state insurance coverage requirements that apply to other health plans.

Business and Industry, Government Affairs

https://www.house.mo.gov/Bill.aspx?bill=HB1685&year=2018&code=R