Bill > A00598

This bill requires health insurers to offer coverage for health care provided by out-of-network providers. Specifically, it amends the public health law and the insurance law to mandate that health maintenance organizations and other insurers offer out-of-network coverage as an optional rider to any contract and provide at least one contract option that includes out-of-network coverage. These options must be made available both within the state's health benefit exchange and outside of it. The bill aims to provide consumers with greater choice and flexibility in selecting healthcare providers, even if they are not part of the insurer's network.