Bill > HB2375

This bill amends existing law to: 1) Require short-term limited duration insurance policies and certificates issued, delivered, or renewed in Arizona to display a prominent notice informing consumers that the coverage may not comply with certain federal market requirements for health insurance, such as coverage of preexisting conditions or essential health benefits. 2) Require health care insurers to provide notice to the insured before the expiration of a short-term limited duration insurance policy that the policy needs to be renewed or is expiring. 3) Define "short-term limited duration insurance" as health insurance coverage offered by a health care insurer that is not subject to state health coverage mandates, has an expiration date less than 12 months after the original effective date, and has a total duration of no longer than 36 months. The purpose of these provisions is to enhance consumer awareness and protection regarding the limitations of short-term limited duration insurance policies, which are not required to comply with the same standards as comprehensive major medical health insurance plans.