Bill > A02911

This bill prohibits insurers from limiting payment on claims for damage to motor vehicles based on pricing caps for labor, parts, paint, or repair materials. It also prohibits insurers from recommending a particular repair facility. The bill requires insurers to negotiate all elements of a claim for damages with the insured or their representative, and if the insurer recommends a repair facility that is accepted by the claimant, the insurer must restore the vehicle to its condition prior to the loss at no additional cost to the claimant, or else have the vehicle restored at a shop of the claimant's choice at no additional expense.