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US S448

US S448
Graduate Student Savings Act of 2019


summary

Introduced
02/12/2019
In Committee
02/12/2019
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

A bill to amend the Internal Revenue Code of 1986 to permit fellowship and stipend compensation to be saved in an individual retirement account. This bill allows funds paid to an individual to aid in the pursuit of graduate or postdoctoral study or research to be saved in an Individual Retirement Account (IRA). The bill permits the funds to be considered compensation for purposes of current law provisions that limit annual deductible IRA contributions to the lesser of (1) the deductible amount permitted under current law, or (2) the compensation includible in the individual's gross income for the year.

AI Summary

This bill amends the Internal Revenue Code to allow funds paid to an individual for graduate or postdoctoral study or research to be considered "compensation" for the purpose of contributing to an Individual Retirement Account (IRA). This means that these funds, often referred to as fellowships or stipends, can be saved in an IRA, subject to the existing annual contribution limits. The bill is aimed at enabling graduate students and postdoctoral researchers to save for retirement using the money they receive to support their academic pursuits.

Committee Categories

Budget and Finance

Sponsors (4)

Last Action

Read twice and referred to the Committee on Finance. (on 02/12/2019)

bill text


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