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Bill > S3500


NJ S3500

NJ S3500
Prohibits consumer reporting agencies from making reports containing adverse information related to employees affected by federal government shutdown.


summary

Introduced
02/21/2019
In Committee
05/13/2019
Crossed Over
03/14/2019
Passed
Dead
01/08/2020

Introduced Session

2018-2019 Regular Session

Bill Summary

This bill supplements the "New Jersey Fair Credit Reporting Act" to provide that no consumer reporting agency shall include in any consumer report any adverse information that is a result of the federal fiscal year 2019 partial government shutdown that began on December 22, 2018, with respect to an affected employee who provides the agency notice pursuant to the bill. Under the bill, an affected employee may contact any consumer reporting agency and request that the agency disregard any adverse information related to the employee obtained by the agency for the period beginning on December 22, 2018 and ending on March 1, 2019. The employee shall include in the request a copy of proof of employment as an affected employee. In the case of an affected employee that is employed by a contractor with the federal government, the proof of employment shall include documentation that the employee's pay was suspended during the federal government shutdown. The bill requires any consumer reporting agency that receives a request to respond to the affected employee and the Director of the Division of Consumer Affairs in the Department of Law and Public Safety within 5 days of receiving the request. Under the bill, an "affected employee" is a federal employee who, during the federal fiscal year 2019 partial government shutdown that began on December 22, 2018, is a resident of this State, and has been required to work as a federal employee without pay or has been furloughed as a federal employee without pay. The bill prohibits a consumer reporting agency from imposing any charge with respect to a request made by a consumer pursuant to the bill.

AI Summary

This bill supplements the "New Jersey Fair Credit Reporting Act" to prohibit consumer reporting agencies from including in any consumer report any adverse information that is a result of a federal government shutdown, with respect to an affected employee who provides the agency notice. The bill allows affected employees, which includes federal employees who worked or were furloughed without pay during the shutdown, as well as employees of federal contractors whose pay was suspended, to request that consumer reporting agencies and users of consumer reports disregard any adverse information related to the shutdown. The bill requires the agencies and users to respond to such requests within 5 days and prohibits them from imposing any charges for these requests. The bill applies retroactively to the federal government shutdown that began on December 22, 2018.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Reported out of Assembly Committee, 2nd Reading (on 05/13/2019)

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