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Bill > HB622


MT HB622

MT HB622
Eliminate pre-established loan products


summary

Introduced
02/22/2019
In Committee
03/09/2019
Crossed Over
03/01/2019
Passed
Dead
04/25/2019

Introduced Session

2019 Regular Session

Bill Summary

Eliminate pre-established loan products

AI Summary

This bill prohibits the practice of unsolicited loan checks or transfers, where a person extends consumer credit by making an unsolicited transfer of funds to the consumer's credit or asset account, or through the consumer's use of an unsolicited check, negotiable instrument, or other means of initiating an electronic fund transfer. The bill makes any resulting credit agreement or debt void, and prohibits the reporting or collection of such debt. The bill also provides that violations of this section are considered unfair trade practices. The bill specifies that it does not apply to banks, credit unions, or other financial institutions.

Committee Categories

Business and Industry, Justice

Sponsors (1)

Last Action

(S) Died in Standing Committee (S) Judiciary (on 04/25/2019)

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