Bill > S649

This bill aims to provide more flexible health insurance options in Massachusetts. The key provisions of the bill are: 1. It defines "mandated health benefits" as coverage required by state law for specific health services, diseases, or providers. It allows insurers to offer "flexible health benefit policies" that do not include all mandated benefits, as long as they also offer at least one policy that includes all mandated benefits. 2. It requires the Division of Health Care Finance and Policy to review and evaluate proposed mandated health benefit bills and agency rules before they are enacted, to assess their financial and medical impacts. 3. It prohibits the insurance commissioner from disapproving policies that lack coverage for at least one mandated benefit, as long as they meet certain minimum coverage requirements. This allows for more insurance options that do not include all mandated benefits. 4. The bill aims to provide consumers with more choice in health insurance plans, while still ensuring access to plans that cover all state-mandated benefits. This could allow for more affordable insurance options, but also raises concerns about potentially reduced coverage.

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https://malegislature.gov/Bills/191/S649