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Bill > S1639


MA S1639

MA S1639
Relative to the relief of mortgage debt


summary

Introduced
01/22/2019
In Committee
01/22/2019
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

191st General Court

Bill Summary

For legislation relative to the relief of mortgage debt. Revenue.

AI Summary

This bill allows for the exclusion of certain mortgage debt relief from a taxpayer's gross income in Massachusetts, subject to several conditions and limitations. Specifically, it permits the exclusion of up to $2 million of forgiven debt on a principal residence, including debt reduced through mortgage restructuring or forgiven in connection with a foreclosure. The exclusion only applies to "acquisition indebtedness" and reduces the taxpayer's Massachusetts basis in the principal residence. The bill applies to discharges of indebtedness on or after January 1, 2013, and the Massachusetts Commissioner of Revenue is directed to promulgate regulations to implement this provision.

Committee Categories

Budget and Finance

Sponsors (6)

Last Action

Accompanied H2550 (on 03/04/2020)

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