MA H3716

Bill

MA H3716

To clarify auto insurance liability during claims investigations

Introduced
05/06/2019

In Committee
05/06/2019

Crossed Over

Passed

Dead
12/31/2020

Introduced Session

191st General Court

Bill Summary

Relative to motor vehicle insurance liability during claims investigations. Financial Services.

AI Summary

This bill aims to clarify liability during claims investigations for auto insurance. It requires insurance companies to notify policyholders of the start and end of an investigation, prohibits policy termination during an investigation, and mandates the insurance company pay premiums to the vehicle's lender during the investigation period. If the claim is found to be fraudulent, the insurer can recover those payments from the policyholder. The bill also sets timelines for gap insurance claims and requires lenders to report accounts as "paid to date" after an insurance settlement, preventing negative credit reporting until all policies are paid. Violations of these provisions can result in fines up to $10,000 as determined by the insurance commissioner.

Committee Categories

Business and Industry

Sponsors (3)

Joe McKenna (R), Mike Moore (D), Mike Soter (R),

Last Action

Accompanied a study order, see H5160 (on 12/01/2020)

Official Document

https://malegislature.gov/Bills/191/H3716

(9 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://malegislature.gov/Bills/191/H3716
Bill	https://malegislature.gov/Bills/191/H3716.pdf

Bill	Bill Name	Last Action	Type
H1552	Relative to limited civil liability for sports officials	Accompanied a study order, see H5081	Similar To
H1693	Relative to employee references	Accompanied a study order, see H5123	Similar To
H2684	Reducing filing fees for single member LLCs	Bill reported favorably by committee and referred to the committee on House Ways and Means	Similar To
H2685	Reducing certificate of organization fees for limited liability companies	Bill reported favorably by committee and referred to the committee on House Ways and Means	Similar To
H4061	Funding the town of Hanover's Other Post Employment Benefits Liability Trust Fund	Signed by the Governor, Chapter 44 of the Acts of 2020	Similar To
H4097	Relative to the funding of the Other Post-Employment Benefits Liability Trust Fund in the Town of Uxbridge	Signed by the Governor, Chapter 7 of the Acts of 2020	Similar To
H5160	Study Order - payments and insurance	Discharged to the committee on House Rules	Replaced by
H98	Relative to family day care disclosures	Bill reported favorably by committee and referred to the committee on House Ways and Means	Similar To
S2314	Relative to snow removal service liability limitation	Bill reported favorably by committee and referred to the committee on Senate Ways and Means	Similar To

Bill > H3716

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (3)

Last Action

Official Document

bill text

bill summary

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bill summary