Bill > H3746

This bill amends various sections of the Massachusetts General Laws related to insurance premium criteria. The key provisions of the bill are: 1. It prohibits insurance companies from refusing to issue, renew, or execute motor vehicle liability policies or other insurance based on certain factors such as age, sex, race, occupation, marital status, zip code, principal place of vehicle garaging, or geographical area. 2. It prohibits the insurance commissioner from setting private passenger motor vehicle insurance rates, premiums, or risk classifications based on zip code, principal place of garaging, or geographical area. 3. It modifies provisions related to the Massachusetts Automobile Insurance Plan (MAIP), which is a residual market mechanism, to enhance the prospects that no classification is disproportionately represented in the plan. 4. It removes references to "territory" in various sections of the law, which suggests the intent to eliminate the use of geographic territories as a factor in setting insurance rates and premiums.

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https://malegislature.gov/Bills/191/H3746