Bill

Bill > S05947


NY S05947

NY S05947
Limits the amount of certain credit service charges in motor vehicle retail installment contracts.


summary

Introduced
05/16/2019
In Committee
01/08/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

2019-2020 General Assembly

Bill Summary

AN ACT to amend the personal property law, in relation to limiting the amount of certain credit service charges in motor vehicle retail installment contracts The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1

AI Summary

This bill amends the Personal Property Law to limit the credit service charge that can be included in motor vehicle retail installment contracts to a maximum rate of $16 per $100 per annum. The bill removes the previous provision that allowed the credit service charge rate to be set at an agreed-upon rate between the retail seller and the buyer. The amended law will take effect 30 days after it becomes law.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

REFERRED TO CONSUMER PROTECTION (on 01/08/2020)

bill text


bill summary

Loading...

bill summary

Loading...
Loading...