Bill > HR3862

Introduced Session

To amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions. This bill prohibits a consumer reporting agency from furnishing an employer with a consumer credit report containing information on the consumer's creditworthiness, credit standing, or credit capacity if the employer intends to use that information for any decision made for employment purposes. An employer may use such a report in either an employment decision or before taking an adverse employment action with the consumer's authorization under certain circumstances. Specifically, a report may be used if the consumer applies for or holds employment that requires eligibility for access to classified information or such use is otherwise required by law. An employer who has sought such a report may neither deny employment to nor make any other employment decision about a consumer because the consumer has not authorized the employer's procurement of the report.

Committee Categories

Steve Cohen (D)*,  Raúl Grijalva (D),  Jim McGovern (D),  Grace Napolitano (D),  Eleanor Holmes Norton (D),  Katie Porter (D),  Bobby Rush (D),  Mark Takano (D), 

Referred to the House Committee on Financial Services. (on 07/19/2019)

Official Document