summary
Introduced
07/24/2019
07/24/2019
In Committee
11/14/2019
11/14/2019
Crossed Over
Passed
Dead
12/31/2020
12/31/2020
Introduced Session
116th Congress
Bill Summary
To amend the Fair Debt Collection Practices Act to extend the provisions of that Act to cover a debt collector who is collecting debt owed to a State or local government, to index award amounts under such Act for inflation, to provide for civil injunctive relief for violations of such Act, and for other purposes. This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation. A court may award injunctive relief for certain debt collection violations. The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA).
AI Summary
This bill, the Debt Collection Practices Harmonization Act, applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation. Additionally, the bill allows a court to award injunctive relief for certain debt collection violations. Importantly, the bill prohibits the Department of the Treasury from contracting with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA).
Committee Categories
Business and Industry
Sponsors (5)
Gregory Meeks (D)*,
Emanuel Cleaver (D),
Alexandria Ocasio-Cortez (D),
Ayanna Pressley (D),
David Scott (D),
Last Action
Placed on the Union Calendar, Calendar No. 542. (on 12/16/2020)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location | Created |
|---|---|---|
| State Bill Page | https://www.congress.gov/bill/116th-congress/house-bill/3948/all-info | 07/25/2019 |
| BillText | https://www.congress.gov/116/bills/hr3948/BILLS-116hr3948rh.pdf | 12/18/2020 |
| Bill | https://www.congress.gov/116/bills/hr3948/BILLS-116hr3948rh.pdf.pdf | 12/18/2020 |
| BillText | https://www.congress.gov/116/bills/hr3948/BILLS-116hr3948ih.pdf | 08/09/2019 |
| Bill | https://www.congress.gov/116/bills/hr3948/BILLS-116hr3948ih.pdf.pdf | 08/09/2019 |
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