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US HR4545

US HR4545
Private Loan Disability Discharge Act of 2019


summary

Introduced
09/27/2019
In Committee
12/11/2019
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

To provide for the discharge of a private education loan in the case of death or total and permanent disability of a student obligor, and for other purposes. This bill directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

AI Summary

This bill, the Private Loan Disability Discharge Act of 2019, directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

Committee Categories

Business and Industry

Sponsors (5)

Last Action

Placed on the Union Calendar, Calendar No. 565. (on 12/21/2020)

bill text


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