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US HR4750

US HR4750
RED Act Relief from Excessive Debt Act


summary

Introduced
10/18/2019
In Committee
11/15/2019
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

To amend title 11 of the United States Code to make student loans dischargeable. This bill permits a borrower to discharge in bankruptcy a nonprofit, government, or private student loan, or an obligation to repay an educational benefit, scholarship, or stipend.

AI Summary

This bill, the Relief from Excessive Debt Act or the RED Act, amends the United States Bankruptcy Code to make student loans dischargeable. Specifically, it removes the current exception that prevents borrowers from discharging nonprofit, government, or private student loans, or obligations to repay educational benefits, scholarships, or stipends. This means that individuals filing for bankruptcy will be able to have these types of student loan debts eliminated, providing them with relief from excessive debt.

Committee Categories

Government Affairs, Justice

Sponsors (1)

Last Action

Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. (on 11/15/2019)

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