summary
Introduced
11/08/2019
11/08/2019
In Committee
11/14/2019
11/14/2019
Crossed Over
Passed
Dead
12/31/2020
12/31/2020
Introduced Session
116th Congress
Bill Summary
To amend the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to improve consumer protections relating to debt collection practices, and for other purposes. This bill prohibits a debt collector from sending electronic communications to a consumer without the consumer's consent. The Consumer Financial Protection Bureau (CFPB) may not issue rules that allow a debt collector to send unlimited electronic communications. Additionally, the CFPB must report on consumer complaints about electronic communications and enforcement actions taken against debt collectors.
AI Summary
This bill, the Ending Debt Collection Harassment Act of 2019, seeks to amend the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to improve consumer protections related to debt collection practices. The key provisions include: requiring the Consumer Financial Protection Bureau (CFPB) to report on consumer complaints about electronic communications and enforcement actions taken against debt collectors; prohibiting the CFPB from issuing rules that allow debt collectors to send unlimited electronic communications to consumers without their consent; and prohibiting debt collectors from contacting consumers electronically without their consent or more frequently than they have consented to.
Committee Categories
Business and Industry
Sponsors (9)
Ayanna Pressley (D)*,
Alma Adams (D),
Emanuel Cleaver (D),
Bill Foster (D),
Chuy García (D),
Stephen Lynch (D),
Gregory Meeks (D),
Alexandria Ocasio-Cortez (D),
Rashida Tlaib (D),
Last Action
Placed on the Union Calendar, Calendar No. 337. (on 03/19/2020)
Official Document
bill text
bill summary
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bill summary
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bill summary
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