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FL H0999

FL H0999
Disposition of Insurance Proceeds


summary

Introduced
12/18/2019
In Committee
01/03/2020
Crossed Over
Passed
Dead
03/14/2020

Introduced Session

2020 Regular Session

Bill Summary

An act relating to disposition of insurance proceeds; amending s. 494.0026, F.S.; providing requirements for the disposition of specified insurance proceeds held by mortgagees and assignees under certain circumstances; providing requirements for the notification to the insureds; creating s. 655.969, F.S.; requiring financial institutions and subsidiaries to promptly endorse specified instruments; providing an exception; providing requirements for the disposition of specified insurance proceeds held by financial institutions and subsidiaries under certain circumstances; providing requirements for the notification to the insureds; providing construction; providing an effective date.

AI Summary

This bill amends existing laws to provide requirements for the disposition of insurance proceeds held by mortgagees, assignees, financial institutions, and their subsidiaries. The key provisions include: requiring mortgagees and assignees to deposit insurance proceeds into an interest-bearing account, notify the insured of requirements for release of funds, and distribute accrued interest to the insured; creating similar requirements for financial institutions and subsidiaries holding insurance proceeds; and specifying when institutions must promptly distribute proceeds related to additional living expenses or contents coverage. The bill aims to ensure insurance proceeds are properly managed and disbursed to the insured under certain circumstances.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Died in Insurance and Banking Subcommittee (on 03/14/2020)

bill text


bill summary

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