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Bill > HB108


MD HB108

MD HB108
Condominiums - Responsibility for Property Insurance Deductibles


summary

Introduced
01/13/2020
In Committee
03/14/2020
Crossed Over
02/20/2020
Passed
03/16/2020
Dead
Signed/Enacted/Adopted
05/08/2020

Introduced Session

2020 Regular Session

Bill Summary

Specifying that the council of unit owner's property insurance deductible is a common expense if the cause of any damage to the condominium originates from an event outside the condominium units and common elements; increasing, from $5,000 to $10,000, the maximum amount of the council of unit owners' property insurance deductible for which a unit owner is responsible; applying the Act to all policies of property and casualty insurance issued, delivered, or renewed in the State to a condominium council of unit owners; etc.

AI Summary

This bill specifies that the condominium council of unit owners' property insurance deductible is a common expense if the damage originates from an event outside the condominium units and common elements. It also increases the maximum amount of the deductible for which a unit owner is responsible from $5,000 to $10,000. The bill applies to all property and casualty insurance policies issued, delivered, or renewed to a condominium council of unit owners in the state of Maryland on or after October 1, 2020, and takes effect on that date.

Committee Categories

Justice, Transportation and Infrastructure

Sponsors (1)

Last Action

Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 56 (on 05/08/2020)

bill text


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