Bill
Bill > S789
NJ S789
Eliminates certain personal injury protection options available under standard automobile insurance policies; requires $250,000 of medical expense benefits under standard and basic automobile insurance policies.
summary
Introduced
01/14/2020
01/14/2020
In Committee
01/14/2020
01/14/2020
Crossed Over
Passed
Dead
01/11/2022
01/11/2022
Introduced Session
2020-2021 Regular Session
Bill Summary
This bill requires all standard and basic automobile insurance policies to provide $250,000 of personal injury protection for medical expense benefits. Under current law, the standard automobile policy provides a number of different coverage options and the opportunity to buy additional protection. One option allows drivers to purchase medical expense benefits in the amounts of $250,000, $150,000, $75,000, $50,000 or $15,000 per person per accident. This bill eliminates the option to purchase medical expense benefits in those amounts, and instead provides that all standard policies will include $250,000 of medical expense benefits. This bill provides that all basic policies must include $250,000 of personal injury protection per person per accident for medical expense benefits. Under current law, basic policies must provide $15,000 per person per accident, except that, medical expense benefits shall be paid in an amount not to exceed $250,000 under certain circumstances.
AI Summary
This bill requires all standard and basic automobile insurance policies to provide $250,000 of personal injury protection for medical expense benefits. It eliminates the option for drivers to purchase lower amounts of medical expense benefits, such as $150,000, $75,000, $50,000 or $15,000 per person per accident. Under current law, basic automobile insurance policies must provide $15,000 per person per accident in medical expense benefits, with the potential for up to $250,000 in certain circumstances. This bill changes the basic policy to mandate the $250,000 medical expense benefit coverage.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/14/2020)
Official Document
bill text
bill summary
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bill summary
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bill summary
Document Type | Source Location |
---|---|
State Bill Page | https://www.njleg.state.nj.us/bill-search/2020/S789 |
BillText | https://www.njleg.state.nj.us/Bills/2020/S1000/789_I1.HTM |
Bill | https://www.njleg.state.nj.us/Bills/2020/S1000/789_I1.PDF |
BillText | https://www.njleg.state.nj.us/2020/Bills/S1000/789_I1.HTM |
Bill | https://www.njleg.state.nj.us/2020/Bills/S1000/789_I1.PDF |
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