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Bill > A1215


NJ A1215

NJ A1215
Prohibits use of gap in automobile insurance coverage as rating factor in automobile insurance underwriting under certain circumstances.


summary

Introduced
01/14/2020
In Committee
01/14/2020
Crossed Over
Passed
Dead
01/11/2022

Introduced Session

2020-2021 Regular Session

Bill Summary

This bill provides that no underwriting rule shall operate in such a manner as to assign a risk to a rating plan on the basis that a previously insured applicant has had a lapse as a named insured under an automobile insurance policy for any period of time.

AI Summary

This bill prohibits the use of a gap in automobile insurance coverage as a rating factor in automobile insurance underwriting under certain circumstances. Specifically, the bill states that no underwriting rule shall operate to assign a risk to a rating plan based on the fact that a previously insured applicant has had a lapse as a named insured under an automobile insurance policy for any period of time.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/14/2020)

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