Bill

Bill > H0400


ID H0400

ID H0400
Amends existing law to revise the licensing requirements for regulated lenders and payday lenders and to revise administrative and civil remedies for persons offering consumer credit.


summary

Introduced
02/04/2020
In Committee
02/12/2020
Crossed Over
Passed
Dead
03/20/2020

Introduced Session

2020 Regular Session

Bill Summary

COMMERCIAL TRANSACTIONS -- Amends existing law to revise the licensing requirements for regulated lenders and payday lenders and to revise administrative and civil remedies for persons offering consumer credit.

AI Summary

This bill amends existing law to revise the licensing requirements for regulated lenders and payday lenders, and to revise administrative and civil remedies for persons offering consumer credit. Specifically, the bill allows the administrator to issue cease and desist orders to persons violating the Idaho Credit Code, and expands the administrator's ability to bring civil actions against violators, including for civil penalties up to $5,000 per violation. The bill also updates the licensing requirements and procedures for regulated lenders and payday lenders, including through the National Mortgage Licensing System (NMLS).

Committee Categories

Business and Industry, Justice

Sponsors (0)

No sponsors listed

Other Sponsors (1)

Business Committee (House)

Last Action

U.C. to be returned to Business Committee (on 02/17/2020)

bill text


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