Bill

Bill > A3411


NJ A3411

NJ A3411
Criminalizes failure to return erroneous person-to-person electronic payments following proper notification.


summary

Introduced
02/25/2020
In Committee
10/08/2020
Crossed Over
09/24/2020
Passed
Dead
01/11/2022

Introduced Session

2020-2021 Regular Session

Bill Summary

This bill provides that the failure to return an erroneous electronic payment between individuals to the sender is theft. Where an individual receives an electronic payment from another individual through a payment processor that was delivered under a mistake as to the nature or amount of the transfer or the identity of the recipient, the failure to return the payment to the sender constitutes theft where the recipient was notified that the payment was erroneous. Additionally, the bill adds a definition of "payment processor" to the chapter on theft offenses.

AI Summary

This bill criminalizes the failure to return an erroneous electronic payment received between individuals through a payment processor, if the recipient was properly notified that the payment was made in error. The bill also adds a definition of "payment processor" to the chapter on theft offenses, which refers to a person who facilitates the purchase or payment of goods or services, other than money transmission itself, through a clearance and settlement system and has an agreement with the seller or creditor.

Committee Categories

Business and Industry

Sponsors (8)

Last Action

Received in the Senate, Referred to Senate Commerce Committee (on 10/08/2020)

bill text


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