Bill

Bill > H0585


ID H0585

ID H0585
Amends existing law to revise the licensing requirements for regulated lenders and payday lenders and to revise administrative and civil remedies for persons offering consumer credit.


summary

Introduced
03/02/2020
In Committee
03/03/2020
Crossed Over
Passed
Dead
03/20/2020

Introduced Session

2020 Regular Session

Bill Summary

COMMERCIAL TRANSACTIONS -- Amends existing law to revise the licensing requirements for regulated lenders and payday lenders and to revise administrative and civil remedies for persons offering consumer credit.

AI Summary

This bill amends existing law to revise the licensing requirements for regulated lenders and payday lenders, and to revise administrative and civil remedies for persons offering consumer credit. Specifically, the bill allows the administrator to order a person to cease and desist from violations of the Idaho Credit Code without prior notice or hearing, and provides the administrator with enhanced civil enforcement authority, including the ability to impose civil penalties and seek restitution. The bill also updates the licensing requirements for regulated lenders and payday lenders, including changes to application and renewal procedures.

Committee Categories

Business and Industry, Justice

Sponsors (0)

No sponsors listed

Other Sponsors (1)

Ways and Means Committee (House)

Last Action

Reported Printed and Referred to Business (on 03/03/2020)

bill text


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