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NJ S2315

NJ S2315
Prohibits discrimination against living organ donors in relation to life, health, and long-term care insurance.


summary

Introduced
04/09/2020
In Committee
12/07/2020
Crossed Over
Passed
Dead
01/11/2022

Introduced Session

2020-2021 Regular Session

Bill Summary

This bill prohibits discrimination against living organ donors in connection with life, health, and long-term care insurance. Living organ donation is the process by which a living person elects to donate all or part of a bodily organ, such as a kidney, lung, or portion of the liver, for transplantation into the body of another person. Specifically, the bill prohibits life, health, and long-term care insurers from declining or limiting coverage based on an individual's status as a living organ donor; precluding a person from donating all or part of an organ; considering the status of a person as a living organ donor in determining the premium rate for coverage of the person under a policy; or otherwise discriminating in the offering, issuance, cancellation, amount of coverage, price, or other condition of coverage for an individual under a policy based solely, and without any additional actuarial risks, on the status of the individual as a living organ donor. The bill additionally revises the continuing education credits required for physicians and nurses to require training concerning the protections established under the bill. This bill is based in part on the provisions of the federal "Living Donor Protection Act of 2019." Similar legislation adopting parts of the federal bill have been enacted in a number of other states, including Arizona, Arkansas, California, Illinois, Kansas, Maryland, Oklahoma, and Oregon.

AI Summary

This bill prohibits discrimination against living organ donors in relation to life, health, and long-term care insurance. Specifically, it prohibits insurers from declining or limiting coverage, precluding organ donation, considering donor status in premium rates, or otherwise discriminating based solely on an individual's status as a living organ donor. The bill also requires continuing education for physicians and nurses to include training on the protections for living organ donors established under the bill. This bill is based in part on the federal "Living Donor Protection Act of 2019" and similar legislation enacted in several other states.

Committee Categories

Health and Social Services

Sponsors (4)

Last Action

Substituted by A3199 (3R) (on 01/28/2021)

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