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Bill > HR6868


US HR6868

US HR6868
To amend the CARES Act to establish a Community Capital Investment Program, and for other purposes.


summary

Introduced
05/14/2020
In Committee
05/14/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

To amend the CARES Act to establish a Community Capital Investment Program, and for other purposes. This bill establishes the Community Capital Investment Program to provide capital investments and interest-free loans to community development financial institutions, minority depository institutions, and certain small credit unions and banks to support low-income borrowers.

AI Summary

This bill establishes the Community Capital Investment Program to provide capital investments and interest-free loans to community development financial institutions (CDFIs), minority depository institutions (MDIs), small credit unions (impact credit unions), and small banks (impact banks) in order to support low-income borrowers, especially in underserved communities. The program will use funds from the CARES Act and requires that at least $3 billion of the investments and loans be made to MDIs. The bill also stipulates that any preferred stock or other financial instruments issued to the Treasury in exchange for capital investments must carry a dividend or interest rate of no more than 1 percent.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to the House Committee on Financial Services. (on 05/14/2020)

bill text


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