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MA S2734

MA S2734
Relative to fairness in debt collection


summary

Introduced
06/02/2020
In Committee
06/02/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

191st General Court

Bill Summary

For legislation relative to fairness in debt collection, reports recommending that the accompanying bill (Senate, No. 2734) ought to pass.

AI Summary

This bill proposes the "Debt Collection Fairness Act" to provide greater protections for consumers in debt collection proceedings. Key provisions include: 1) exempting a portion of a consumer's earnings from garnishment to satisfy a debt judgment, 2) limiting the statute of limitations for collecting consumer debts to 4 years, 3) prohibiting certain court practices like issuing warrants to compel a consumer's attendance at debt collection hearings, 4) capping interest rates and attorney's fees that can be collected on consumer debts, and 5) allowing consumers who prevail in debt collection actions to recover their own attorney's fees. The bill would take effect on January 1, 2021.

Committee Categories

Budget and Finance

Sponsors (11)

Other Sponsors (1)

Joint Committee on Financial Services (J)

Last Action

Bill reported favorably by committee and referred to the committee on Senate Ways and Means (on 06/02/2020)

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