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US S3865

US S3865
Paycheck Protection Program Second Chance Act


summary

Introduced
06/02/2020
In Committee
06/02/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

A bill to provide for the treatment of certain criminal violations under the paycheck protection program, and for other purposes. This bill requires specified treatment of certain criminal violations under the Paycheck Protection Program established to support small businesses in response to COVID-19 (i.e., coronavirus disease 2019). Specifically, the bill provides that an entity shall not be ineligible for a paycheck protection loan if certain owners have prior arrests or convictions, unless the owner (1) is incarcerated as of the date of the loan application, or (2) has been convicted of a felony of financial fraud or deception during the five-year period prior to the loan application.

AI Summary

This bill, called the Paycheck Protection Program Second Chance Act, requires certain criminal violations to be treated differently under the Paycheck Protection Program (PPP), which was established to support small businesses during the COVID-19 pandemic. Specifically, the bill states that an entity shall not be ineligible for a PPP loan if certain owners have prior arrests or convictions, unless the owner is currently incarcerated or has been convicted of financial fraud or deception within the past five years. The Small Business Administration is required to revise its rules within 15 days of the bill's enactment to carry out these changes to the PPP.

Committee Categories

Business and Industry

Sponsors (7)

Last Action

Committee on Small Business and Entrepreneurship. Hearings held. (on 06/10/2020)

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