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Bill > A4423


NJ A4423

NJ A4423
Provides gross income tax exclusion for minimum required distributions from qualified retirement plans.


summary

Introduced
07/20/2020
In Committee
07/20/2020
Crossed Over
Passed
Dead
01/11/2022

Introduced Session

2020-2021 Regular Session

Bill Summary

This bill excludes from the gross income tax the required distributions from certain retirement plans. Federal law requires a taxpayer aged 72 or older to withdraw a minimum amount each year from certain retirement plans, commonly known as a "required minimum distribution" or an RMD. If the taxpayer does not make the RMD, federal law requires the taxpayer pay a penalty in the amount of 50 percent of the RMD not withdrawn. In effect, an RMD is forced income, which is then subject to federal and State income tax. Under this bill, RMDs will no longer be subject to the New Jersey gross income tax. The exclusion will benefit many New Jersey seniors by reducing their State income tax burden.

AI Summary

This bill excludes from the gross income tax the required minimum distributions (RMDs) from certain qualified retirement plans. Federal law requires taxpayers aged 72 or older to withdraw a minimum amount each year from these plans, which is then subject to federal and state income tax. Under this bill, RMDs will no longer be subject to the New Jersey gross income tax, reducing the state income tax burden for many New Jersey seniors.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Introduced, Referred to Assembly Appropriations Committee (on 07/20/2020)

bill text


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