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Bill > S4270


US S4270

US S4270
A bill to amend the CARES Act to ensure that the temporary relief from CECL standards does not terminate in the middle of a company's fiscal year.


summary

Introduced
07/22/2020
In Committee
07/22/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

A bill to amend the CARES Act to ensure that the temporary relief from CECL standards does not terminate in the middle of a company's fiscal year. This bill modifies the delay for required compliance with certain accounting standards applicable to credit losses (i.e., current expected credit losses standards, also known as CECL standards) as applied to insured depository institutions and bank holding companies. Specifically, required compliance with this standard is delayed through the first day of an institution's fiscal year beginning after the end of the emergency declaration regarding the COVID-19 (i.e., coronavirus disease 2019) outbreak. Currently, this delay ends the earlier of the date on which the emergency declaration terminates, or December 31, 2020.

AI Summary

This bill amends the CARES Act to ensure that the temporary relief from the Current Expected Credit Losses (CECL) accounting standards does not terminate in the middle of a company's fiscal year. Specifically, the bill extends the delay for required compliance with CECL standards for insured depository institutions and bank holding companies until the first day of the fiscal year that begins after the national emergency declaration for the COVID-19 pandemic is terminated, rather than ending the delay on the earlier of the termination of the emergency declaration or December 31, 2020.

Committee Categories

Housing and Urban Affairs

Sponsors (1)

Last Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 07/22/2020)

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