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Bill > A00595


NY A00595

NY A00595
Allows third party notification by insurance carriers in regard to long term care policies; further prohibits the inclusion of certain goods/services in the sale of insurance policies without consent and provides penalty for a violation of this prohibition.


summary

Introduced
01/06/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

AN ACT to amend the insurance law, in relation to third party notification by insurance carriers in certain instances in regard to long term care policies; prohibiting the inclusion of certain goods and services in the sale of certain insurance policies without the insured's informed consent, and providing a specific penalty for violation of such prohibition

AI Summary

This bill makes several changes to insurance laws in New York. First, it allows long-term care insurance policyholders who are senior citizens to designate a third party to receive notices of non-payment or cancellation of their policy. Second, it prohibits insurance companies, agents, and brokers from including any other insurance policies, products, or goods/services with the sale of an insurance policy without the informed consent of the policyholder. Finally, it imposes a $1,000 penalty for each violation of this prohibition. The bill aims to provide additional protections for senior citizens with long-term care insurance policies and prevent the bundling of unrelated products with insurance sales without the consumer's knowledge and consent.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

referred to insurance (on 01/05/2022)

bill text


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