Bill

Bill > A00819


NY A00819

NY A00819
Limits the amount of certain credit service charges in motor vehicle retail installment contracts.


summary

Introduced
01/06/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

AN ACT to amend the personal property law, in relation to limiting the amount of certain credit service charges in motor vehicle retail installment contracts

AI Summary

This bill amends the Personal Property Law to limit the credit service charges that can be included in motor vehicle retail installment contracts to a maximum of $16 per $100 per annum. The existing law allowed the credit service charge rate to be agreed upon between the retail seller and the buyer, but this bill sets a cap on that rate. The bill also makes a technical correction by changing the spelling of "installment" from "instalment."

Committee Categories

Business and Industry

Sponsors (15)

Last Action

referred to consumer affairs and protection (on 01/05/2022)

bill text


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