Bill > HB2046

This bill: - Requires insurers offering short-term health insurance policies to provide notice to insureds or prospective insureds that the policies are not subject to certain federal requirements, including those in the Affordable Care Act. - Prohibits insurers from establishing a due date for the first premium payment of an individual health benefit plan earlier than 15 days after the coverage begins or after the date the invoice is sent, whichever is later. - Allows the Department of Consumer and Business Services to access, use, and disclose data in the all payer all claims database for carrying out the department's duties, with conditions. - Requires a grace period of at least 30 days for payment of premiums for individual health benefit plans. - Requires notices of adverse benefit determinations to be provided in a culturally and linguistically appropriate manner and specifies elements that must be included in the notices. - Adds new provisions applicable to external reviews by independent review organizations. - Requires insurers to send notices of nonpayment of premiums at least 15 days prior to the end of the grace period for individual health benefit plans. - Removes or modifies certain references to federal law in laws concerning health insurance.

Health and Social Services

https://olis.oregonlegislature.gov/liz/2021R1/Measures/Overview/HB2046