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Bill > A02174


NY A02174

NY A02174
Establishes a reverse loan mortgage loan program for seniors; provides for the state of NY mortgage agency to establish many of the parameters for the implementation of the program; defines terms; requires a care needs assessment of each applicant; further provides that area agencies on aging shall provide counseling and assistance to applicants; requires independent counseling in compliance with HUD regulations; directs the state of New York mortgage agency to issue an annual report to the gove


summary

Introduced
01/14/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

Establishes a reverse loan mortgage loan program for seniors; provides for the state of NY mortgage agency to establish many of the parameters for the implementation of the program; defines terms; requires a care needs assessment of each applicant; further provides that area agencies on aging shall provide counseling and assistance to applicants; requires independent counseling in compliance with HUD regulations; directs the state of New York mortgage agency to issue an annual report to the governor and the legislature.

AI Summary

This bill establishes a reverse mortgage loan program within the State of New York Mortgage Agency to enable elderly homeowners to stay at home and pay for their long-term care. The program defines key terms, sets eligibility requirements, and requires a care needs assessment for each applicant. The bill also directs area agencies on aging to provide counseling and assistance to applicants, and requires independent counseling in compliance with HUD regulations. Additionally, the bill directs the State of New York Mortgage Agency to issue an annual report on the program's activities.

Committee Categories

Housing and Urban Affairs

Sponsors (9)

Last Action

referred to housing (on 01/05/2022)

bill text


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