Bill

Bill > A03082


NY A03082

NY A03082
Prohibits motor vehicle insurers from discrimination on the basis of socioeconomic factors in determining algorithms used to construct actuarial tables, coverage terms, premiums and/or rates.


summary

Introduced
01/22/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

Prohibits motor vehicle insurers from discrimination on the basis of socioeconomic factors in determining algorithms used to construct actuarial tables, coverage terms, premiums and/or rates.

AI Summary

This bill prohibits motor vehicle insurers from using certain socioeconomic factors, such as age, marital status, education level, income, and credit information, to determine the algorithms, actuarial tables, coverage terms, premiums, and rates for their insurance policies. The bill aims to prevent discrimination based on these socioeconomic factors and ensure that insurance coverage is priced and provided equitably, regardless of an individual's socioeconomic status.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

referred to insurance (on 01/05/2022)

bill text


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