Bill

Bill > A04032


NY A04032

NY A04032
Provides for the establishment of residential home safety and loss prevention courses certified by the superintendent of financial services; requires insurers to provide actuarially appropriate discounts on fire and homeowners insurance premiums to those homeowners who have completed a residential home safety and loss prevention course; directs the superintendent of financial services to promulgate such rules and regulations as are necessary to implement such program and specifies certain matter


summary

Introduced
02/01/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

Provides for the establishment of residential home safety and loss prevention courses certified by the superintendent of financial services; requires insurers to provide actuarially appropriate discounts on fire and homeowners insurance premiums to those homeowners who have completed a residential home safety and loss prevention course; directs the superintendent of financial services to promulgate such rules and regulations as are necessary to implement such program and specifies certain matters which must be included in such rules and regulations; requires the superintendent of financial services to issue a report thereon.

AI Summary

This bill provides for the establishment of residential home safety and loss prevention courses certified by the Superintendent of Financial Services. It requires insurers to provide actuarially appropriate discounts on fire and homeowners insurance premiums to homeowners who have completed such a certified course. The bill directs the Superintendent to promulgate rules and regulations necessary to implement the program, including specifying course curriculum standards, instructor qualifications, and procedures for ongoing course monitoring. The bill also requires the Superintendent to issue a report on the effect of these courses in reducing homeowners insurance claims before the provisions of the bill expire after five years.

Committee Categories

Business and Industry

Sponsors (11)

Last Action

referred to insurance (on 01/05/2022)

bill text


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