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US HR1491

US HR1491
Fair Debt Collection Practices for Servicemembers Act


summary

Introduced
03/02/2021
In Committee
03/02/2021
Crossed Over
04/22/2021
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

AN ACT To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes.

AI Summary

This bill, the Fair Debt Collection Practices for Servicemembers Act, amends the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces. The key provisions include prohibiting debt collectors from threatening to have a covered servicemember (including certain former servicemembers and their dependents) reduced in rank, have their security clearance revoked, or face prosecution under the Uniform Code of Military Justice. The bill also prohibits debt collectors from representing to covered servicemembers that failure to cooperate will result in such threats. Additionally, the bill requires the Government Accountability Office to conduct a study on the impact of the Act on the timely delivery of information to covered servicemembers, military readiness, and national security.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (7)

Last Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 04/22/2021)

bill text


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