Bill > SB1538

This bill amends the Insurance Code to set limitations and duties for insurers regarding the repair of motor vehicles covered under an insurance policy. For motor vehicles owned by the insured for 36 months or less, the insurer must require the use of original equipment manufacturer (OEM) parts, products, or repair processes, unless the insured opts to use non-OEM parts. The insurer may not limit the insured's choice of repair person or facility. For motor vehicles owned by the insured for more than 36 months, the insurer cannot limit the insured's choice of parts, products, repair processes, or repair providers. The bill also sets similar requirements for insurers settling third-party liability claims. The bill applies to insurance policies delivered, issued, or renewed on or after January 1, 2022.