Bill

Bill > H1229


MA H1229

Relative to greater fairness in insurance


summary

Introduced
03/29/2021
In Committee
03/29/2021
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

192nd General Court

Bill Summary

For legislation to prohibit the use of certain discretionary authority by insurers. Financial Services.

AI Summary

This bill aims to prohibit the use of certain discretionary authority by insurers in Massachusetts. Specifically, it prohibits insurers from including provisions in their policies that grant them the discretion to determine eligibility for benefits or interpret policy terms, as this could lead to a deferential standard of review by the courts. The bill also requires the Commissioner of Insurance to reject any policy that includes such discretionary authority provisions or other clauses that are inconsistent with Massachusetts law. The bill provides that if any part of the law is found to be illegal or unenforceable, the remaining provisions can still be applied.

Committee Categories

Business and Industry

Sponsors (8)

Last Action

Accompanied a study order, see H5167 (on 09/12/2022)

bill text


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