MA H415

Bill

MA H415

Relative to credit rating protection

Introduced
03/29/2021

In Committee
03/29/2021

Crossed Over

Passed

Dead
12/31/2022

Introduced Session

192nd General Court

Bill Summary

Relative to credit rating protections due to the financial impact from the COVID-19 pandemic. Consumer Protection and Professional Licensure.

AI Summary

This bill aims to protect consumers' credit ratings from being negatively impacted by late payments on various types of loans, including mortgages, auto loans, personal loans, student loans, and credit card balances, due to the financial hardship caused by the COVID-19 pandemic. The bill specifies that any late installment loan payments made during the period starting from March 10, 2020 until 30 days after the Governor's State of Emergency Order is rescinded will be deemed applicable and will not adversely affect the consumer's credit rating.

Committee Categories

Labor and Employment

Sponsors (9)

James Kelcourse (R)*, Diana Dizoglio (D), Steven Howitt (R), Brad Jones (R), Patrick Kearney (D), Matt Muratore (R), Dave Robertson (D), Adam Scanlon (D), Timothy Whelan (R),

Last Action

Accompanied a study order, see H4880 (on 06/30/2022)

Official Document

https://malegislature.gov/Bills/192/H415

(14 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://malegislature.gov/Bills/192/H415
Bill	https://malegislature.gov/Bills/192/H415.pdf

Bill	Bill Name	Last Action	Type
H2842	To remove the film tax credit expiration date	Accompanied a study order, see H5250	Similar To
H2979	Establishing the family caregiver tax credit	Accompanied a study order, see H5352	Similar To
H4880	Study Order	No further action taken	Replaced by
S1183	Regulating the use of credit reports by employers	Accompanied a new draft, see H4614	Similar To
S1733	To ensure fair public higher education workplaces	Accompanied a study order, see S2771	Similar To
S1842	To support voluntary income tax assistance sites and expand access to the earned income tax credit	Accompanied a new draft, see H4997	Similar To
S1852	Providing a guaranteed minimum income to all Massachusetts families	Accompanied a new draft, see H4997	Similar To
S1856	Stimulating small business investment	Accompanied a study order, see H5250	Similar To
S1912	To make childcare and preschool more affordable for working families	Accompanied S1878	Similar To
S1916	Authorizing the establishment of a mean tested senior citizen property tax exemption	Accompanied H2915	Similar To
S1930	Supporting job growth in the Commonwealth	Accompanied a study order, see H5250	Similar To
S1980	Relative to the Massachusetts Maritime Commercial Development tax credit	Accompanied a study order, see H5248	Similar To
S1983	Relative to the film tax credit	Accompanied a study order, see H5250	Similar To
S788	To establish the family caregiver tax credit	Accompanied a study order, see H5352	Similar To

Bill

Bill Name

Last Action

Type

H2842

To remove the film tax credit expiration date

Accompanied a study order, see H5250

Similar To

H2979

Establishing the family caregiver tax credit

Accompanied a study order, see H5352

Similar To

H4880

Study Order

No further action taken

Replaced by

S1183

Regulating the use of credit reports by employers

Accompanied a new draft, see H4614

Similar To

S1733

To ensure fair public higher education workplaces

Accompanied a study order, see S2771

Similar To

S1842

To support voluntary income tax assistance sites and expand access to the earned income tax credit

Accompanied a new draft, see H4997

Similar To

S1852

Providing a guaranteed minimum income to all Massachusetts families

Accompanied a new draft, see H4997

Similar To

S1856

Stimulating small business investment

Accompanied a study order, see H5250

Similar To

S1912

To make childcare and preschool more affordable for working families

Accompanied S1878

Similar To

S1916

Authorizing the establishment of a mean tested senior citizen property tax exemption

Accompanied H2915

Similar To

S1930

Supporting job growth in the Commonwealth

Accompanied a study order, see H5250

Similar To

S1980

Relative to the Massachusetts Maritime Commercial Development tax credit

Accompanied a study order, see H5248

Similar To

S1983

Relative to the film tax credit

Accompanied a study order, see H5250

Similar To

S788

To establish the family caregiver tax credit

Accompanied a study order, see H5352

Similar To

Bill > H415

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (9)

Last Action

Official Document

bill text

bill summary

bill summary

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