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Bill > H1038


MA H1038

Requiring mental health parity for disability policies


summary

Introduced
03/29/2021
In Committee
06/06/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

192nd General Court

Bill Summary

For legislation to prohibit benefit limits and exclusions for behavioral health disorders on certain disability insurance policies. Financial Services.

AI Summary

This bill aims to prohibit disability insurance policies in the Commonwealth from imposing benefit limitations or exclusions on claimants affected by behavioral health disorders, unless those same limitations or exclusions are also applied equally to claimants affected by physical disorders. The bill amends existing laws to ensure that individual and group short-term or long-term disability insurance policies provide mental health parity, ensuring that behavioral health conditions are covered on par with physical health conditions. The bill also allows for periodic medical exams or other procedures to determine the existence or continuation of a disability, as long as these are comparable and no more frequent or onerous than those required for physical disorders.

Committee Categories

Budget and Finance, Business and Industry, Health and Social Services

Sponsors (19)

Last Action

No further action taken (on 01/03/2023)

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