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US S1443

US S1443
Retirement Parity for Student Loans Act


summary

Introduced
04/29/2021
In Committee
04/29/2021
Crossed Over
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A BILL To amend the Internal Revenue Code of 1986 to permit treatment of student loan payments as elective deferrals for purposes of employer matching contributions, and for other purposes.

AI Summary

This bill, the Retirement Parity for Student Loans Act, amends the Internal Revenue Code to allow employers to make matching contributions to defined contribution retirement plans on behalf of employees who make qualified student loan payments. The bill defines a "qualified student loan payment" as a payment made by an employee to repay a qualified education loan incurred for qualified higher education expenses, up to the annual limit on elective deferrals. The bill also provides rules for how these matching contributions must be treated, including for nondiscrimination testing and vesting requirements. The amendments made by this bill would apply to contributions made for years beginning after December 31, 2021.

Committee Categories

Budget and Finance

Sponsors (6)

Last Action

Read twice and referred to the Committee on Finance. (text: CR S2357-2358; Sponsor introductory remarks on measure: CR S2357) (on 04/29/2021)

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