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Bill > S3769


NJ S3769

NJ S3769
Prohibits condominium associations from assessing insurance deductibles to individual unit owners or groups of unit owners.


summary

Introduced
05/11/2021
In Committee
05/11/2021
Crossed Over
Passed
Dead
01/11/2022

Introduced Session

2020-2021 Regular Session

Bill Summary

This bill would prevent condominium associations from assessing insurance deductibles to individual unit owners or groups of unit owners. Under current law, a condominium association can pass the cost of any deductible arising from a claim under the association's insurance policy to an individual unit owner. This bill would prevent condominium associations from placing the burden of a deductible on one owner or a group of owners. The bill would ensure that unit owners realize the full benefit of an association's insurance policy, which is the pooling of risks among a large group of similarly situated individuals.

AI Summary

This bill would prevent condominium associations from assessing insurance deductibles to individual unit owners or groups of unit owners. Under current law, a condominium association can pass the cost of any deductible arising from a claim under the association's insurance policy to an individual unit owner. This bill would prohibit condominium associations from placing the burden of a deductible on one owner or a group of owners, ensuring that unit owners realize the full benefit of the association's insurance policy, which is the pooling of risks among a large group of similarly situated individuals.

Committee Categories

Housing and Urban Affairs

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Community and Urban Affairs Committee (on 05/11/2021)

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