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Bill > S1870


US S1870

US S1870
Enhancing Emergency and Retirement Savings Act of 2021


summary

Introduced
05/27/2021
In Committee
05/27/2021
Crossed Over
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A BILL To amend the Internal Revenue Code of 1986 to provide for penalty-free withdrawals from retirement accounts for certain emergency expenses, and for other purposes.

AI Summary

This bill, the Enhancing Emergency and Retirement Savings Act of 2021, amends the Internal Revenue Code to allow for penalty-free withdrawals of up to $1,000 per year from eligible retirement plans to cover certain emergency personal expenses. The bill provides that individuals who receive such "emergency personal expense distributions" can later repay the amount withdrawn within a 3-year period, effectively treating the distribution as a tax-free rollover. The bill also includes safeguards to limit the number and total amount of such distributions that an individual can take from their retirement accounts.

Committee Categories

Budget and Finance

Sponsors (2)

Last Action

Read twice and referred to the Committee on Finance. (on 05/27/2021)

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