Bill

Bill > HR4590


US HR4590

Promoting New and Diverse Depository Institutions Act


summary

Introduced
07/21/2021
In Committee
07/29/2021
Crossed Over
07/27/2022
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

AN ACT To require the Federal banking regulators to jointly conduct a study and develop a strategic plan to address chal- lenges faced by proposed depository institutions seeking de novo depository institution charters; and for other purposes.

AI Summary

This bill requires the federal banking regulators to jointly conduct a study and develop a strategic plan to address the challenges faced by proposed depository institutions, including minority depository institutions, seeking to obtain new bank charters. The study and plan are intended to promote the chartering of new and diverse depository institutions, increase the availability of banking and financial services, and ensure a level playing field. The bill also includes a provision to reduce a dollar figure related to the Federal Reserve Act. Overall, the goal of the bill is to support the establishment of new and diverse depository institutions across the country.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (6)

Last Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 07/27/2022)

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