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Bill > S2598


US S2598

US S2598
FRESH START Through Bankruptcy Act Fostering Responsible Education Starts with Helping Students Through Accountability, Relief, and Taxpayer Protection Through Bankruptcy Act of 2021


summary

Introduced
08/04/2021
In Committee
08/04/2021
Crossed Over
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A BILL To amend title 11, United States Code, to improve the treatment of student loans in bankruptcy, and for other purposes.

AI Summary

This bill, the Fostering Responsible Education Starts with Helping Students Through Accountability, Relief, and Taxpayer Protection Through Bankruptcy Act of 2021 (or the "FRESH START Through Bankruptcy Act"), amends the U.S. Bankruptcy Code to improve the treatment of student loans. Specifically, it changes the exceptions to discharge for certain educational loans, allowing for their discharge if repaying them would impose an "undue hardship" on the debtor and their dependents. Additionally, the bill requires institutions of higher education with high default and low repayment rates to pay a portion of discharged student loans back to the Department of Education, providing an incentive for these schools to better support their students' financial well-being.

Committee Categories

Justice

Sponsors (3)

Last Action

Read twice and referred to the Committee on the Judiciary. (on 08/04/2021)

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