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Bill > S2920


US S2920

US S2920
Downpayment Toward Equity Act of 2021


summary

Introduced
09/30/2021
In Committee
09/30/2021
Crossed Over
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A BILL To provide downpayment assistance to first-generation home- buyers to address multigenerational inequities in access to homeownership and to narrow and ultimately close the racial homeownership gap in the United States, and for other purposes.

AI Summary

This bill, the Downpayment Toward Equity Act of 2021, aims to provide downpayment assistance to first-generation homebuyers to address multigenerational inequities in homeownership and narrow the racial homeownership gap in the United States. It establishes a program within the Department of Housing and Urban Development to provide grants to states and eligible entities, such as minority depository institutions and community development financial institutions, to offer financial assistance to qualified first-generation homebuyers for downpayment, closing costs, and other expenses related to acquiring an eligible home. The bill sets income limits, residency requirements, and other criteria for eligible homebuyers, and includes provisions for housing counseling, reporting, and enforcement of the program's goals.

Committee Categories

Housing and Urban Affairs

Sponsors (7)

Last Action

Senate Banking, Housing, and Urban Affairs Hearing (09:30 6/22/2022 SH-216) (on 06/22/2022)

bill text


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