Bill
Bill > S357
NJ S357
Prohibits use of education, occupation, homeownership status, marital status, or credit score in certain automobile insurance determinations.
summary
Introduced
01/11/2022
01/11/2022
In Committee
01/11/2022
01/11/2022
Crossed Over
Passed
Dead
01/08/2024
01/08/2024
Introduced Session
2022-2023 Regular Session
Bill Summary
This bill prohibits automobile insurers from assigning an insured or prospective insured to a rating tier based upon that person's: (1) educational level; (2) employment, trade, business, occupation or profession; (3) employment status; (4) homeownership status; (5) marital status; or (6) credit score, or any information derived from an insured's credit report. This bill also prohibits insurers from taking education, occupation, homeownership status, marital status, or credit score into consideration in determining a consumer's eligibility for insurance or in calculating a rate for an insured, or in any insurance score used to calculate an insured's rate.
AI Summary
This bill prohibits automobile insurers from considering an insured or prospective insured's educational level, employment, homeownership status, marital status, or credit score when assigning them to a rating tier, determining their eligibility for insurance, or calculating their insurance rates. Insurers are also prohibited from using any information derived from an insured's credit report for these purposes. The bill aims to prevent the use of these factors in automobile insurance determinations.
Committee Categories
Business and Industry
Sponsors (6)
Nilsa Cruz-Perez (D)*,
Nia Gill (D)*,
Nellie Pou (D)*,
Teresa Ruiz (D)*,
Vin Gopal (D),
Shirley Turner (D),
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/11/2022)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2022/S357 |
| BillText | https://pub.njleg.gov/Bills/2024/S0500/357_I1.HTM |
| BillText | https://pub.njleg.gov/Bills/2022/S0500/357_I1.HTM |
| Bill | https://pub.njleg.gov/Bills/2022/S0500/357_I1.PDF |
| BillText | https://www.njleg.state.nj.us/Bills/2022/S0500/357_I1.HTM |
| Bill | https://www.njleg.state.nj.us/Bills/2022/S0500/357_I1.PDF |
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